How Much Does a Mortgage and Commercial Loan Officer Make in Kentucky (KY) in 2026? (Hourly & After-Tax Salary)
Median Annual & Hourly Wage in Kentucky (KY)
$64,420/yr ($30.97/hr · $51,329 After-Tax)
Entry-Level (25th Pct)$50,250 ($24.16/hr)
Experienced (90th Pct)$86,960 ($41.81/hr)
Bi-Weekly Net Paycheck$1,974.18
Overtime Rate (1.5x)$46.45/hr
Gross vs. Net After-Tax Pay by Experience Level (2026)
| Level | Hourly | Gross Annual | Federal + FICA + State Tax | Net Take-Home | Bi-Weekly Net |
|---|---|---|---|---|---|
| Entry-Level | $24.16/hr | $50,250 | −$9,645.63 | $40,604.37 | $1,561.71 |
| Median (Mid-Career) | $30.97/hr | $64,420 | −$13,091.33 | $51,328.67 | $1,974.18 |
| Senior / Top 10% | $41.81/hr | $86,960 | −$20,676.04 | $66,283.96 | $2,549.38 |
Compare Wage Across All 50 U.S. States
Texas ($34.10/hr)California ($41.06/hr)Florida ($33.06/hr)New York ($40.37/hr)Illinois ($35.84/hr)Arizona ($33.76/hr)New Jersey ($38.98/hr)Georgia ($33.41/hr)North Carolina ($33.06/hr)Washington ($40.02/hr)Pennsylvania ($34.45/hr)Ohio ($32.71/hr)Nevada ($34.10/hr)Colorado ($36.89/hr)Virginia ($36.54/hr)Massachusetts ($40.72/hr)Michigan ($33.41/hr)Tennessee ($32.02/hr)Indiana ($32.36/hr)Maryland ($37.58/hr)Minnesota ($36.19/hr)Missouri ($32.02/hr)Wisconsin ($33.76/hr)Oregon ($36.54/hr)Connecticut ($38.63/hr)Utah ($33.76/hr)South Carolina ($31.67/hr)Alabama ($30.62/hr)Louisiana ($30.97/hr)Kentucky ($30.97/hr)Oklahoma ($30.97/hr)Kansas ($32.02/hr)Iowa ($32.36/hr)New Mexico ($32.02/hr)Arkansas ($30.28/hr)Mississippi ($29.58/hr)Nebraska ($32.71/hr)Idaho ($32.36/hr)Hawaii ($37.58/hr)New Hampshire ($35.84/hr)Maine ($33.06/hr)Rhode Island ($35.50/hr)Montana ($32.02/hr)Delaware ($35.15/hr)South Dakota ($31.67/hr)North Dakota ($33.06/hr)Alaska ($37.93/hr)Vermont ($34.10/hr)West Virginia ($29.93/hr)Wyoming ($33.06/hr)