How Much Does a Mortgage and Commercial Loan Officer Make in the United States in 2026? (Hourly & After-Tax Salary)
Median Annual & Hourly Wage in the United States
$72,380/yr ($34.80/hr · $59,305 After-Tax)
Entry-Level (25th Pct)$56,450 ($27.14/hr)
Experienced (90th Pct)$97,720 ($46.98/hr)
Bi-Weekly Net Paycheck$2,280.97
Overtime Rate (1.5x)$52.20/hr
Gross vs. Net After-Tax Pay by Experience Level (2026)
| Level | Hourly | Gross Annual | Federal + FICA + State Tax | Net Take-Home | Bi-Weekly Net |
|---|---|---|---|---|---|
| Entry-Level | $27.14/hr | $56,450 | −$9,053.93 | $47,396.07 | $1,822.93 |
| Median (Mid-Career) | $34.80/hr | $72,380 | −$13,074.67 | $59,305.33 | $2,280.97 |
| Senior / Top 10% | $46.98/hr | $97,720 | −$20,587.98 | $77,132.02 | $2,966.62 |
Compare Wage Across All 50 U.S. States
Texas ($34.10/hr)California ($41.06/hr)Florida ($33.06/hr)New York ($40.37/hr)Illinois ($35.84/hr)Arizona ($33.76/hr)New Jersey ($38.98/hr)Georgia ($33.41/hr)North Carolina ($33.06/hr)Washington ($40.02/hr)Pennsylvania ($34.45/hr)Ohio ($32.71/hr)Nevada ($34.10/hr)Colorado ($36.89/hr)Virginia ($36.54/hr)Massachusetts ($40.72/hr)Michigan ($33.41/hr)Tennessee ($32.02/hr)Indiana ($32.36/hr)Maryland ($37.58/hr)Minnesota ($36.19/hr)Missouri ($32.02/hr)Wisconsin ($33.76/hr)Oregon ($36.54/hr)Connecticut ($38.63/hr)Utah ($33.76/hr)South Carolina ($31.67/hr)Alabama ($30.62/hr)Louisiana ($30.97/hr)Kentucky ($30.97/hr)Oklahoma ($30.97/hr)Kansas ($32.02/hr)Iowa ($32.36/hr)New Mexico ($32.02/hr)Arkansas ($30.28/hr)Mississippi ($29.58/hr)Nebraska ($32.71/hr)Idaho ($32.36/hr)Hawaii ($37.58/hr)New Hampshire ($35.84/hr)Maine ($33.06/hr)Rhode Island ($35.50/hr)Montana ($32.02/hr)Delaware ($35.15/hr)South Dakota ($31.67/hr)North Dakota ($33.06/hr)Alaska ($37.93/hr)Vermont ($34.10/hr)West Virginia ($29.93/hr)Wyoming ($33.06/hr)