M&T Bank Routing Number, Wire ABA & SWIFT Code (2026)
Primary M&T Bank Routing Number (ACH / Direct Deposit)
022000046
Domestic Wire Routing022000046
International SWIFT / BICMANTUS33
HeadquartersBuffalo, NY
U.S. Branches950
State-by-State Routing Numbers for M&T Bank
Regional ABA Numbers: NY: 022000046 · MD/DC/VA: 052000113 · CT/MA: 221172186 · NJ/PA: 031302955
When setting up payroll direct deposit, IRS tax refunds, or ACH bill payments with M&T Bank, always verify the 9-digit routing number printed on the bottom-left corner of your checks or inside your mobile banking app.