30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
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Federal Reserve FedACH & Fedwire Directory

Charles Schwab Bank, SSB Routing Number, Wire ABA & SWIFT Code (2026)

Primary Charles Schwab Bank, SSB Routing Number (ACH / Direct Deposit)
121202211
Domestic Wire Routing121202211
International SWIFT / BICCSCHUS6S
HeadquartersWestlake, TX
U.S. Branches380

State-by-State Routing Numbers for Charles Schwab Bank, SSB

Regional ABA Numbers: Schwab Bank High Yield Investor Checking Routing: 121202211

When setting up payroll direct deposit, IRS tax refunds, or ACH bill payments with Charles Schwab Bank, SSB, always verify the 9-digit routing number printed on the bottom-left corner of your checks or inside your mobile banking app.