30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $980,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $980,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$8,581.47 / mes
Capital e Interés (P&I)$6,907.30/mes
Property Tax (1.60%)$1,306.67/mes
Seguro de Casa (Home Ins.)$367.50/mes
Préstamo Neto (20% Down)$784,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$31,468.27$51,419.33$752,531.73
Year 2$33,635.91$49,251.69$718,895.82
Year 3$35,952.88$46,934.72$682,942.94
Year 4$38,429.44$44,458.16$644,513.50
Year 5$41,076.60$41,811.00$603,436.90
Year 6$43,906.11$38,981.49$559,530.79
Year 7$46,930.52$35,957.08$512,600.27
Year 8$50,163.26$32,724.34$462,437.01
Year 9$53,618.69$29,268.91$408,818.32
Year 10$57,312.14$25,575.46$351,506.18
Year 11$61,260.01$21,627.59$290,246.17
Year 12$65,479.82$17,407.78$224,766.35
Year 13$69,990.31$12,897.29$154,776.05
Year 14$74,811.49$8,076.11$79,964.56
Year 15$79,964.56$2,922.82$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.