30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $390,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $390,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,415.07 / mes
Capital e Interés (P&I)$2,748.82/mes
Property Tax (1.60%)$520.00/mes
Seguro de Casa (Home Ins.)$146.25/mes
Préstamo Neto (20% Down)$312,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$12,523.04$20,462.80$299,476.96
Year 2$13,385.68$19,600.16$286,091.28
Year 3$14,307.73$18,678.11$271,783.55
Year 4$15,293.30$17,692.54$256,490.26
Year 5$16,346.75$16,639.09$240,143.50
Year 6$17,472.78$15,513.06$222,670.72
Year 7$18,676.37$14,309.47$203,994.36
Year 8$19,962.86$13,022.98$184,031.49
Year 9$21,337.98$11,647.86$162,693.52
Year 10$22,807.81$10,178.03$139,885.70
Year 11$24,378.90$8,606.94$115,506.80
Year 12$26,058.21$6,927.63$89,448.60
Year 13$27,853.19$5,132.65$61,595.41
Year 14$29,771.82$3,214.02$31,823.59
Year 15$31,822.61$1,163.23$0.98

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