30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $380,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $380,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,327.51 / mes
Capital e Interés (P&I)$2,678.34/mes
Property Tax (1.60%)$506.67/mes
Seguro de Casa (Home Ins.)$142.50/mes
Préstamo Neto (20% Down)$304,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$12,201.97$19,938.11$291,798.03
Year 2$13,042.49$19,097.59$278,755.54
Year 3$13,940.90$18,199.18$264,814.64
Year 4$14,901.20$17,238.88$249,913.44
Year 5$15,927.65$16,212.43$233,985.79
Year 6$17,024.80$15,115.28$216,960.99
Year 7$18,197.53$13,942.55$198,763.46
Year 8$19,451.04$12,689.04$179,312.41
Year 9$20,790.90$11,349.18$158,521.51
Year 10$22,223.06$9,917.02$136,298.45
Year 11$23,753.86$8,386.22$112,544.59
Year 12$25,390.11$6,749.97$87,154.48
Year 13$27,139.08$5,001.00$60,015.40
Year 14$29,008.51$3,131.57$31,006.89
Year 15$31,006.72$1,133.36$0.17

Simulaciones Rápidas de Hipoteca en EE.UU.