30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $360,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $360,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,152.38 / mes
Capital e Interés (P&I)$2,537.38/mes
Property Tax (1.60%)$480.00/mes
Seguro de Casa (Home Ins.)$135.00/mes
Préstamo Neto (20% Down)$288,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$11,559.83$18,888.73$276,440.17
Year 2$12,356.11$18,092.45$264,084.06
Year 3$13,207.24$17,241.32$250,876.82
Year 4$14,117.01$16,331.55$236,759.81
Year 5$15,089.44$15,359.12$221,670.38
Year 6$16,128.85$14,319.71$205,541.53
Year 7$17,239.87$13,208.69$188,301.66
Year 8$18,427.41$12,021.15$169,874.25
Year 9$19,696.76$10,751.80$150,177.50
Year 10$21,053.54$9,395.02$129,123.96
Year 11$22,503.78$7,944.78$106,620.17
Year 12$24,053.93$6,394.63$82,566.24
Year 13$25,710.85$4,737.71$56,855.40
Year 14$27,481.90$2,966.66$29,373.49
Year 15$29,373.49$1,073.60$0.00

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