30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $340,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $340,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,977.24 / mes
Capital e Interés (P&I)$2,396.41/mes
Property Tax (1.60%)$453.33/mes
Seguro de Casa (Home Ins.)$127.50/mes
Préstamo Neto (20% Down)$272,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$10,917.56$17,839.36$261,082.44
Year 2$11,669.60$17,087.32$249,412.84
Year 3$12,473.44$16,283.48$236,939.40
Year 4$13,332.66$15,424.26$223,606.74
Year 5$14,251.06$14,505.86$209,355.67
Year 6$15,232.73$13,524.19$194,122.95
Year 7$16,282.01$12,474.91$177,840.93
Year 8$17,403.58$11,353.34$160,437.36
Year 9$18,602.40$10,154.52$141,834.96
Year 10$19,883.80$8,873.12$121,951.16
Year 11$21,253.47$7,503.45$100,697.69
Year 12$22,717.48$6,039.44$77,980.21
Year 13$24,282.35$4,474.57$53,697.86
Year 14$25,955.00$2,801.92$27,742.86
Year 15$27,742.86$1,014.04$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.