30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $325,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $325,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,845.90 / mes
Capital e Interés (P&I)$2,290.69/mes
Property Tax (1.60%)$433.33/mes
Seguro de Casa (Home Ins.)$121.88/mes
Préstamo Neto (20% Down)$260,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$10,435.95$17,052.33$249,564.05
Year 2$11,154.82$16,333.46$238,409.23
Year 3$11,923.20$15,565.08$226,486.03
Year 4$12,744.52$14,743.76$213,741.51
Year 5$13,622.40$13,865.88$200,119.11
Year 6$14,560.76$12,927.52$185,558.35
Year 7$15,563.76$11,924.52$169,994.59
Year 8$16,635.85$10,852.43$153,358.73
Year 9$17,781.79$9,706.49$135,576.95
Year 10$19,006.66$8,481.62$116,570.28
Year 11$20,315.91$7,172.37$96,254.38
Year 12$21,715.34$5,772.94$74,539.03
Year 13$23,211.17$4,277.11$51,327.86
Year 14$24,810.04$2,678.24$26,517.81
Year 15$26,517.81$969.23$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.