30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $300,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $300,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,626.98 / mes
Capital e Interés (P&I)$2,114.48/mes
Property Tax (1.60%)$400.00/mes
Seguro de Casa (Home Ins.)$112.50/mes
Préstamo Neto (20% Down)$240,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$9,633.15$15,740.61$230,366.85
Year 2$10,296.71$15,077.05$220,070.14
Year 3$11,005.99$14,367.77$209,064.15
Year 4$11,764.12$13,609.64$197,300.03
Year 5$12,574.48$12,799.28$184,725.55
Year 6$13,440.65$11,933.11$171,284.90
Year 7$14,366.49$11,007.27$156,918.41
Year 8$15,356.11$10,017.65$141,562.30
Year 9$16,413.89$8,959.87$125,148.40
Year 10$17,544.54$7,829.22$107,603.86
Year 11$18,753.07$6,620.69$88,850.79
Year 12$20,044.85$5,328.91$68,805.94
Year 13$21,425.61$3,948.15$47,380.32
Year 14$22,901.49$2,472.27$24,478.83
Year 15$24,478.83$894.73$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.