30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $125,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $125,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$1,094.58 / mes
Capital e Interés (P&I)$881.03/mes
Property Tax (1.60%)$166.67/mes
Seguro de Casa (Home Ins.)$46.88/mes
Préstamo Neto (20% Down)$100,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$4,013.77$6,558.59$95,986.23
Year 2$4,290.25$6,282.11$91,695.98
Year 3$4,585.78$5,986.58$87,110.19
Year 4$4,901.67$5,670.69$82,208.53
Year 5$5,239.31$5,333.05$76,969.22
Year 6$5,600.21$4,972.15$71,369.00
Year 7$5,985.98$4,586.38$65,383.03
Year 8$6,398.31$4,174.05$58,984.71
Year 9$6,839.05$3,733.31$52,145.66
Year 10$7,310.15$3,262.21$44,835.51
Year 11$7,813.70$2,758.66$37,021.81
Year 12$8,351.94$2,220.42$28,669.87
Year 13$8,927.25$1,645.11$19,742.63
Year 14$9,542.19$1,030.17$10,200.44
Year 15$10,199.49$372.87$0.95

Simulaciones Rápidas de Hipoteca en EE.UU.